The insurance game is played between two Parties, Buyers and Sellers. Below are the Top Ten  rules which insurance Buyers must understand and then comply with to play the insurance game.

Special Online discount insurance applications will never save you money on your home or vehicle. Discount insurers never provide you with the right coverage for YOU. Everybody needs different coverage. Use the Request for Proposal below, to get all of the …

Request for Proposal Read more »

When it’s time to purchase insurance, most homeowners simply compare the prices between companies or worse allow a salesman to pick a company for them. Like anything else, you get what you pay for. The cost of any insurance policy …

How to Intelligently Buy A Homeowner’s Insurance Policy Read more »

After Hurricane Sandy Ron Alford (aged 73), an expert in crisis management, decided to come out of retirement to do something about the massive ignorance and intimidation consumers endure with most all property insurance issues and disaster recovery problems. Alford …

A flea on an elephant’s back Read more »

Although most people refer to insurance agents as “my agent” nothing could be further from the truth. Unless you are the owners of an insurance company, you cannot have an insurance agent. Only insurance companies can. Insurance agents work for …

5 things that you need to know about your Commissioned Insurance Agent Read more »